Fractional CFO for real estate investors
A fractional CFO for a real estate investor is a part-time finance lead who owns the forward-looking numbers: budget vs. actual by deal, a rolling 13-week cash forecast, and how many deals the business can carry. InvestorCFO provides this for $1,200 per month on top of bookkeeping, which starts at $300 per month.
Bookkeeper vs. fractional CFO
A bookkeeper records what happened and makes sure it is right. A fractional CFO uses those records to tell you what is about to happen: whether cash covers the next three closings, which projects are drifting over budget, and how much more debt the business can safely take on.
What you get each month
- Budget vs. actual, per deal and for the company, with variances explained
- A rolling 13-week cash forecast
- A capacity read: how many deals you can carry given cash and debt
- One review meeting
When an investor needs one
- You have three or more projects running at once and cash timing is getting tight.
- You use multiple lenders and need to track draws, extensions, and payoffs across them.
- You have, or plan to have, outside investors who expect regular reporting.
- You are deciding whether to scale up and need to know what the business can carry.
What it costs compared to a hire
InvestorCFO's fractional CFO add-on is $1,200 per month, or $14,400 per year, on top of bookkeeping. A full-time finance hire costs many times that in salary alone, and most operators doing fewer than 50 deals a year do not have enough work to keep one busy.
What it does not include
- Tax preparation
- Raising capital on your behalf
- Audit or attest services
Frequently asked questions
How much does a fractional CFO cost for a real estate investor?
InvestorCFO charges $1,200 per month on top of bookkeeping ($300 per month base plus $300 per flip). Combined, it starts at $1,500 per month.
What does a fractional CFO do for a real estate business?
Owns the forward-looking numbers: budget vs. actual by deal and company, a rolling 13-week cash forecast, a read on how many deals you can carry given cash and debt, and a monthly review meeting.
What is a 13-week cash flow forecast?
A week-by-week projection of cash in and out over the next 13 weeks, covering closings, rehab draws, loan payments and payoffs, and overhead. It shows a cash shortfall weeks before it hits.
Will a fractional CFO help me raise money?
Indirectly. Clean books, accurate forecasts, and regular reporting make you easier to lend to and invest with. We do not solicit investors or raise capital on your behalf.
Do I need a fractional CFO or just a bookkeeper?
If you run one or two flips at a time from your own cash, a good bookkeeper is enough. Once several deals, lenders, or outside investors are involved, forecasting and capacity planning start paying for themselves.
Start with one deal.
Send the numbers from one closed flip. You get back a true deal P&L, side by side with what you underwrote. Free, with no obligation.